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The National Flood Insurance Program aims to reduce the impact of flooding on private and public structures.
Find your community’s flood map (Type in your address and choose "Interactive Map")Get answers to your flood mapping questions online or by talking with someone from FEMA’s Map Service Center.
FACT: Flood damage is not typically covered by homeowners insurance.
FACT: No home is completely safe from potential flooding devastation—why risk it?
You realize your flood insurance policy is about to expire and you’re on the fence about renewing: It hasn’t flooded in your area in years (or ever). FACT: The damage from just one inch of water can cost more than ,000. But even if your property is not in a high-risk flood area, your mortgage lender may still require you to have flood insurance.
And you really could use that extra money to buy something you really want. FACT: If you allow your flood insurance policy to lapse for either more than 90 days, or twice for any number of days, you may be required to provide an Elevation Certificate (if you don't have one), and you may no longer be eligible for policy rate discounts you might have been receiving prior to the policy lapse.