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Welcome to Charm (our "Website"), a member site of Qpid Network ("Qpid Network" or the "Network").

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The laws differ from state to state, but the short answer is yes.By using our services (our "Services") or by completing the registration process to obtain and use a Qpid Network Account, you agree to be bound by this Agreement for as long as you continue to be a member.If you do not agree to this Agreement, please do not register with our Website or otherwise access or use our Websites.If you do accept it, you should check with your bank to see if they can process the check before the date on the check.If the person who wrote the check has provided reasonable notice of postdating to their bank, however, you will not be able to cash the check early. It’s a common misconception that postdating your check will ensure that the money stays in your account until the date on the check, but this isn’t necessarily the case.

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